Your Home
Let's save some money! Take care to answer questions accurately. Incomplete information could see your policy cancelled or a claim rejected.
What's your postcode?
Please enter a valid postcode (e.g. AB10 1NP).
What's the address of the house you're insuring?
Do you own or rent your home?
If you're renting you'll only need Contents insurance.
What sort of property is it?
If you're currently renting a room in the property and share a bathroom, please select ‘Other’ then ‘Bedsit/Halls of Residence’.
If you live in a flat/apartment that has more than one storey, please select ‘Flat/Apartment’ then ‘Maisonette’..
What type of property is it?
Floor number?
How many rooms does the property have?
Bedrooms
Include any rooms that were originally built as bedrooms and any that have been converted for another use, e.g. an office or study.
Bathrooms
Include all rooms containing a toilet, including en-suites and shower rooms.
Living room/lounges
Include any reception rooms such as lounges, dining rooms or sitting rooms.
Other rooms
Exclude kitchens, hallways, landing, utility rooms, conservatories and any rooms not attached to your house. You do not need to add a kitchen as insurers presume every house has one.
Approximately what year was your property built?
This can be found on your mortgage valuation or Home Buyer Report.
What is the roof made of?
Please choose the material that the majority of the roof is made from.
Slate is a natural stone product. Tiles will generally be made from concrete or clay and come in a variety of profiles, shapes and colours.
Is any part of the roof flat?
This will include any garages or outbuildings of the property.
Assumptions about your property
Please check the following assumptions are correct for your property.
What are the exterior walls made of?
Please check the following assumptions are correct for your property.
Is there a history/signs of heave, landslip or subsidence in the property OR in the area where the property is located?
If this is the case, it will be detailed in your mortgage valuation or home buyers survey.
Has the property ever had underpinning or structural support?
This information can be found in your Homebuyers report or mortgage valuation.
Has the property got a history of flooding or is it located in an area which has suffered from flooding?
Has the property or surrounding area ever been flooded from an outside source, such as from a river or other watercourse? This does not include flooding caused by burst pipes or leaking water storage tanks.
Is there any building work in progress?
If your home is currently undergoing building work, it may be more likely to suffer damage, so insurance providers are keen to know about it.
How far away is the nearest river or watercourse?
If you are unsure, check with the Environment Agency.
Is your property a listed building?
This means your property is considered to be of significant historic interest by your country's national heritage organisation.
Is this property the proposer's main residence?
Your main residence where you live most of the time.
Is the property in good state of repair?
Insurance providers need to know about anything that could cause a claim if your home isn't structurally sound - for example rot, damp, mildew, leaks, faulty wiring or plumbing.
Are there trees taller than 10 metres within 5 metres of your building?
If the trees are taller than a 3 storey house then they're likely to be taller than 10 metres (33 ft). Large trees and roots close to your property could cause damage.
Are the statements above correct?
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